Martin Lewis warns 1m state pensioners missing out on 'crucial support' worth £3,700 a year - can you claim?
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An 89 year old woman was able to secure an annual increase of £7,956 after claiming this crucial support for pensioners
Martin Lewis has urged any state pensioners who need daily living help to check if they qualify for a crucial under-claimed benefit worth thousands each year.
Eligible claimants can get up to £108.55 each week and the benefit is usually paid every four weeks.
Attendance Allowance is a Government benefit administered by the Department of Work and Pensions.
State pensioners with certain health conditions could claim extra financial support through this benefit.
In the latest MoneySavingExpert's Money Tips Email, Lewis explained this "crucial state support" remains unclaimed by an estimated 1.1 million people, according to Policy In Practice.
Since launching his Attendance Allowance awareness guide and campaign last year, the money saving expert has had many success stories and urges all pensioners to check if they are entitled to extra cash each month.
An estimated 1.1 million people are missing out on Attendance Allowance
PALewis said: "To inspire you, here's the email Andy sent me in May, 'Following your advice, my mother-in-law was granted £73/week plus £727 backdated to the time of application.
"'They then reassessed her Pension Credit as she's severely disabled, increasing it by £36/week with a £1,010 back payment. Overall, an annual increase of £7,956. She's 89, lives alone, and is recovering from a hip replacement.
"'Thank you - this'll allow her to employ a cleaner for a couple of hours, and get her out the house to see people, socialise & live independently'."
To be eligible for the benefit, applicants must be of state pension age (currently at least 66) and have a disability. There is no specific conditions list. The disability can be a mental or physical disability/illness - what counts is its impact on the individual. The amount someone can get depends on the level of support they need.
The benefit is not means-tested, and it does not matter how much one has in savings. It's for state pensioners who need some daily living help which can allow them stay independent in their own home for longer.
It is paid weekly at two different rates - the one someone will get depends on the level of help they need. The lower rate is worth £72.65. People may get this level of support if they need frequent help, constant supervision during the day, or supervision at night.
The higher rate is worth £108.55. People may get this level of support if they need help or supervision throughout both day and night, or a medical professional has said you might have 12 months or less to live.
Depending on if someone gets the higher or lower amount - they could get a total of either £290.60 or £434.20 every pay period - some £5,644.60 over the 2024/25 financial year.
Help might include assistance withpersonal care - for example getting dressed, eating or drinking, getting in and out of bed, bathing or showering and going to the toilet or help to stay safe.
People should also apply if they have difficulties with personal tasks, for example, if they take a long time, they experience pain or they need physical help, like a chair to lean on.Lewis stated "how you apply matters..."
He said: "If you apply online, claims aren't backdated. Yet if you call up and request an application form, claims are backdated to the day of that request, so best to do that.
"When applying, do have your national insurance number, GP prescriptions and hospital records handy, and fill in the form with as much detail as possible.
"Applying can be tricky, but there are people you can call for help. The decision usually takes 8 weeks (very few need to attend an assessment)."
However the finance expert warned that if someone gets Personal Independence Payment (PIP) or Disability Living Allowance (DLA), both PIP and DLA are usually worth at least as much as, and often more than, Attendance Allowance so they can't get both.
Attendance Allowance claimants also have access to a wide range of reductions and freebies and it may unlock access to £1,000s of other extra help.
For example on the money saving expert website it listed: