Bank branch closures to create 'banking desert' in 400 towns - full list of areas affected
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At least 245 bank branches are set to close this year creating a ‘banking desert’ across the UK
The number of banks and building societies on the high street is continuing to decrease, with the firms blaming the rise in online banking.
Almost 400 towns have been told their last local bank is closing in the past two years, figures show.
Many communities are turning into “banking deserts” as branches disappear from high streets.
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In some parts of the UK, residents have had to contend with their local bank branch shutting and being left with no alternatives close by.
As the access to face-to-face bank services becomes more scarce, the Labour Party has pledged that under a Labour Government, they would ensure every community has access to high street banking services.
They have warned that many communities are turning into “banking deserts” as branches disappear from high streets.
Since the start of 2022, major banks such as HSBC, NatWest, Lloyds, and Halifax have announced the closure of 388 branches as less people bank on person.
It means those most vulnerable are left without a local branch and no alternatives nearby.
With the banking industry becoming more digital, Age UK has warned that older people are at risk of financial exclusion as they may not able to manage their money online.
Business groups have also raised concerns about how many small firms are losing time as they are having to travel further to pay in money.
As a way to help those who are most affected and still use in person banking, the Government announced the introduction of banking hubs, however only 40 have opened.
These banking hubs are run by Post Office and allow customers to complete a variety of banking tasks such as withdrawing and depositing cash, making bill payments, and carrying out regular banking transactions.
They also have areas where staff from different banks are available on different days.
Tulip Siddiq, Labour’s Shadow City Minister, said: “The Government’s failure to roll-out banking hubs has left Britain’s high streets in decline and cut off hundreds of thousands of people and small businesses from the services they need.
“Almost 6,000 bank branches have closed their doors since 2015, but under the Conservatives just 40 banking hubs are operational, despite many towns being promised new banking services months ago.
“Labour’s plan will bring banking services back to communities who have seen them disappear over recent years, meaning more people and small businesses across the country will be able to access the services they need closer to home.
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“Labour will tackle ghost high streets and ensure that every community has access to high street banking services.”
Which? has been tracking bank branch closures since 2015 and has found banks and building societies have closed 5,908 branches since January 2015, at a rate of around 54 each month.
As a way to facilitate these closures, roughly 100 hubs are expected to be opened by the end of the year, but Labour has said it would go further by guaranteeing the opening of at least 350.
Areas where the last bank branch has closed or is closing:
Abbey Road, Ealing
Aberfeldy, Perth and Kinross
Aberfoyle, Stirling
Abergele, Wales
Abertillery, Wales
Acomb, York
Addenbrookes Hospital, Cambridge
Alderley Edge, Cheshire
Aldersgate Street, City of London
Alnwick, Northumberland
Ampthill, Buckinghamshire
Ascot, Berkshire
Auchterarder, Scotland
Aviemore, Highland
Avonmouth, Bristol
Aylesbury, Buckinghamshire
Bacup, Lancashire
Bakewell, Derbyshire
Ballater, Aberdeenshire
Ballynahinch, Newry
Bargoed, Caerphilly
Barnard Castle, County Durham
Bath Road, Cheltenham
Batley, West Yorkshire
Bearsden, East Dunbartonshire
Beckton, Newham
Bedale, Hambleton
Bentham, Craven
Benton, Newcastle upon Tyne
Biggin Hill, Bromley
Bilborough, Nottingham
Bilbrook, South Staffordshire
Birkenhead - Moreton, Merseyside
Bishop Auckland, County Durham
Bishop's Waltham, Winchester
Blackheath, Lewisham
Bodmin, Cornwall
Borrowash, Erewash
Boundary Road, Norwich
Brackley, South Northamptonshire
Braemar, Aberdeenshire
Bramford Road, Ipswich
Bramhall, Lancashire
Bretton Centre, Peterborough
Bridge of Weir, Renfrewshire
Bristol Road, Gloucester
Broadwater, Worthing
Bromyard, Herefordshire
Broxburn, West Lothian
Builth Wells, Powys
Burnham-on-Crouch, Maldon
Burntisland, Fife
Cadishead, Salford
Caldicot, Monmouthshire
Callington, Cornwall
Calne, Wiltshire
Calthorpe Road, Edgbaston
Carlton, Gedling
Carnforth, Lancaster
Catterick Garrison, Richmondshire
Central Circus, Barnet
Chadwell Heath, Redbridge
Chalfont St Peter, Buckinghamshire
Chandlers Ford, Eastleigh
Chapeltown, Sheffield
Cheadle, Stockport
Cheddar, Sedgemoor
Cheshunt, Broxbourne
Chesterton Road, Cambridge
Chigwell, Redbridge
Chingford, London
Chipping Camden, Cotswold
Chipping Norton, West Oxfordshire
Chislehurst, Bromley
Cinderford, Forest of Dean
City Office Park, Lincoln
Civic Realm Leisure Centre, Glasgow City
Clarkston, East Renfrewshire
Cleethorpes, North East Lincolnshire
Cleobury Mortimer, Shropshire
Clepington Road, Dundee
Clogher, Mid Ulster
Cobham, Elmbridge
Cockermouth, Allerdale
College Place, Southampton
Comber, Ards and North Down
Comber, Northern Ireland
Corringham, Thurrock
Coulsdon, Croydon
Cowbridge, Vale of Glamorgan
Cradley Heath, Sandwell
Crediton, Mid Devon
Crieff, Scotland
Crumlin, Antrim and Newtownabbey
Cuffley, Welwyn Hatfield
Cults, Aberdeen City
Cumnock, Scotland
Darlaston, Walsall
Dartmouth, Devon
Darwen, Lancashire
Dawlish, Devon
Denbigh, Denbighshire
Denton, Tameside
Dinnington, South Yorkshire
Downend, South Gloucestershire
Downham Market, Norfolk
Drayton, Norfolk
Dunbar, East Lothian
Dunblane, Stirling
Dunkeld, Perth and Kinross
Dunmurry, Belfast
Duns, Scottish Borders
Dyce, Aberdeen City
Earl's Court Road, Kensington and Chelsea
Earlestown, Merseyside
East Dulwich, Southwark
East Horsley, Guildford
Eckington, North East Derbyshire
Edgbaston Park Road, Edgbaston
Elland, West Yorkshire
Ellon, Aberdeenshire
Emersons Green Retail Park, Bristol
Enfield North, Greater London
Epworth, North Lincolnshire
Esher, Elmbridge
Euston Road, Camden
Eyemouth, Scottish Borders
Falkland, Fife
Ferryhill, County Durham
Filey, North Yorkshire
Filton, South Gloucestershire
Finchley Road, Camden
Fivemiletown, Mid Ulster
Fleet Street, City of London
Flitwick, Central Bedfordshire
Forest Gate, Newham
Forge Corner, Blaby
Fort Augustus, Highland
Framlingham, East Suffolk
Fulwell, Sunderland
Garforth, Leeds
Gatwick Road, Crawley
Gerrards Cross, Hertfordshire
Girvan, Scotland
Glasgow, Glasgow City
Gogarburn, City of Edinburgh
Govan, Glasgow City
Grafton Gate East, Milton Keynes
Great Harwood, Lancashire
Great North Road, Doncaster
Greenwich Church Street, Greenwich
Guiseley, Leeds
Hadleigh, Castle Point
Halliwell Road, Bolton
Haltwhistle, Northumberland
Harleston, Norfolk
Hatfield, Hertfordshire
Haverhill, Suffolk
Haxby, York
Hazlemere, Buckinghamshire
Headingley, Leeds
Headington, Oxford
Heald Green, Stockport
Heartsease, Norwich
Heathfield, Wealden
Hemsworth, Wakefield
Heslington, York
Hessle, East Yorkshire
Heywood, Lancashire
High Holborn, Camden
Hills Road, Cambridge
Hinckley Road, Leicester
Histon, South Cambridgeshire
Holloway Road, Islington
Holmes Chapel, Cheshire
Holmfirth, Kirklees
Holsworthy, Torridge
Holt, Norfolk
Holywood, Ards and North Down
Horfield, Bristol
Hoveton, Norfolk
Hoyland Nether, Barnsley
Hull, Kingston Upon Hull
Hunt's Cross, Liverpool
Hyson Green, Nottingham
Hythe, New Forest
Ilminster, South Somerset
Immingham, North East Lincolnshire
Innerleithen, Scottish Borders
Intake, Sheffield
Isleworth, Hounslow
Jedburgh, Scotland
Keswick, Allerdale
Keynsham, Somerset
Kidlington, Cherwell
Kidsgrove, Newcastle-under-Lyme
Kilcreggan, Argyll and Bute
Kilwinning, Scotland
Kings Square, Belfast
Kingsland Centre, Thatcham
Kingstanding Road, Birmingham
Kingsway, Gateshead
Kirkby in Ashfield, Nottinghamshire
Kirkby Stephen, Eden
Knowle, Solihull
Ladbroke Grove, Kensington and Chelsea
Langley, Slough
Larkfield, Kent
Leeds Road, Bradford
Leiston, East Suffolk
Lesmahagow, South Lanarkshire
Leyburn, Richmondshire
Lincoln Road, Peterborough
Liphook, East Hampshire
Lisnaskea, Fermanagh and Omagh
Llandeilo, Carmarthenshire
Llangollen, Denbighshire
Llantwit Major, Vale of Glamorgan
Lochmaddy, Isle Of North Uist
Lockerbie, Dumfries and Galloway
London Road, Warrington
Longbridge Town Centre, Birmingham
Lower Addiscombe Road, Croydon
Lyndhurst, New Forest
Lytham St Annes, Fylde
Mablethorpe, Lincolnshire
Maghera, Mid Ulster
Malpas, Cheshire West and Chester
Malvern Link, Malvern Hills
Manningtree, Tendring
Market Bosworth, Hinckley and Bosworth
Market Rasen, Lincolnshire
Market Weighton, East Yorkshire
Marylebone High Street, Westminster
Media City UK, Salford
Middleton in Teesdale, County Durham
Mildenhall, Suffolk
Mildenhall, West Suffolk
Mill Hill, Barnet
Millport, North Ayrshire
Mirfield, Kirklees
Morriston, Swansea
Mount Pleasant Road, Shropshire
Mountain Ash, Wales
Mumbles, Swansea
Nailsea, North Somerset
New Line, Bradford
New Mills, High Peak
New Ollerton, Newark and Sherwood
New Romney, Folkestone and Hythe
New Rossington, South Yorkshire
Newburn, Newcastle upon Tyne
Newcastle, Northern Ireland
Newcastleton, Scottish Borders
Newton Road, Torbay
Norbury, Lambeth
Normanton, Wakefield
Old Fletton, Peterborough
Ormeau Road, Belfast
Ossett, West Yorkshire
Otley, West Yorkshire
Oundle, East Northamptonshire
Oxted, Tandridge
Parkhouse Industrial Estate, Newcastle-under-Lyme
Pemberton, Wigan, Wigan
Penge, Bromley
Pershore, Worcestershire
Pickering, Ryedale
Pollokshields, Glasgow City
Port Glasgow, Inverclyde
Port Sunlight, Wirral
Portadown, Armagh City
Portrush, Northern Ireland
Poulton-Le-Fylde, Wyre
Prenton, Wirral
Prescot, Merseyside
Prestwich, Bury
Queen Elizabeth II Square, Chelmsford
Queensferry Road, Edinburgh
Radlett, Hertsmere
Ramsbottom, Lancashire
Renfrew, Renfrewshire
Rhyd-Y-Penau, Cardiff
Richmond, North Yorkshire
Risca, Wales
Rothbury, Northumberland
Rothwell, Leeds
Royston, Hertfordshire
Rubery, Bromsgrove
Saintfield, Newry
Saltash, Cornwall
Saltburn-by-the-Sea, Redcar and Cleveland
Seaham, County Durham
Seahouses, Northumberland
Selkirk, Scottish Borders
Settle, Craven
Sheffield, Sheffield
Shenfield, Brentwood
Shepton Mallet, Mendip
Sherborne, Dorset
Shirebrook, Derbyshire
Shotts, North Lanarkshire
Slaithwaite, Kirklees
South Elmsall, West Yorkshire
South End, Croydon
South Kensington, Kensington and Chelsea
South Molton, North Devon
Southampton, Fareham
Southsea, Portsmouth
Southwick, Adur
Southwold, East Suffolk
St David's, Pembrokeshire
St Ives, Cornwall
St Johns, Colchester
St Oswald's Retail Park, Gloucester
St Thomas Centre, Exeter
Stafford Road, Wolverhampton
Stalybridge, Lancashire
Station Parade, Brent
Station Road, Brighton
Stone, Staffordshire
Strathaven, South Lanarkshire
Stromness, Orkney Islands
Summertown, Oxford
Sutton Road, Maidstone
Swanley, Sevenoaks
Swansea - Morriston, Wales
Swinton, Salford
Tadcaster, Selby
Talbot Green, Rhondda Cynon Taf
Tarbert, Argyll and Bute
Teddington, Richmond upon Thames
Teignmouth, Devon
Tenby, Pembrokeshire
The Crescent, Colchester
The Forum, North Kesteven
The Sandlings, Ipswich
Thorne, South Yorkshire
Tilehurst, Reading
Tiptree, Colchester
Todmorden, Calderdale
Tonypandy, Rhondda Cynon Taf
Tower Bridge Road, Southwark
Trafford Centre, Manchester
Tranent, East Lothian
Tredegar, Blaenau Gwent
Treorchy, Wales
Tumble, Carmarthenshire
Ulverston, Cumbria
Upper Newtownards Road, Belfast
Uppingham Road, Leicester
Verwood, Dorset
Walsgrave Road, Coventry
Wanstead, Redbridge
Ware, Hertfordshire
Warrenpoint, Newry
Warrenpoint, Northern Ireland
Waterside, Derry City and Strabane
Wath Upon Dearne, South Yorkshire
Wembley, Brent
Weoley Castle, Birmingham
West Drayton, Greater London
West Kirby, Merseyside
West Mersea, Essex
Western International Market, Southall
Westhoughton, Bolton
Westhoughton, Lancashire
Wetherby, North Yorkshire
Whickham, Gateshead
Whickham, Gateshead
Whitby, North Yorkshire
Whitefriars, Norwich
Whiteladies Road, Bristol
Wickersley, Rotherham
Willesden Green, Greater London
Williton, Somerset West and Taunton
Wimborne Road, Bournemouth
Withernsea, East Yorkshire
Withington, Manchester
Woburn Sands, Milton Keynes
Wolseley Road, Plymouth
Wombourne, South Staffordshire
Woolton, Liverpool
Wotton-Under-Edge, Stroud
Yarm, Stockton-on-Tees