Millions of Britons risk being banned from roads and slapped with £1,000 fines for driving licence issue

WATCH: The DVLA urges elderly drivers to renew their licence

DVLA
Felix Reeves

By Felix Reeves


Published: 06/03/2025

- 10:36

'If your licence has expired, it could lead to any claims you make being declined'

Millions of drivers could be slapped with fines for not renewing their licence as new data shows how far-reaching the issue has become.

Almost 2.3 million driving licences are set to expire in 2025, with hundreds of thousands from last year still unrenewed, according to research.


Motorists caught driving with an expired licence face serious consequences, including fines of up to £1,000 and between three to six points on their licence.

The police may also seize vehicles and prosecute drivers with invalid licences, while insurance claims could also be declined, potentially leaving drivers facing significant financial losses.

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A UK and Irish driving licence

More than two million drivers could be at risk of breaking licence rules

PA

Freedom of Information data obtained by Co-op Insurance from the DVLA reveals that almost 2.3 million driving licences will expire this year.

Nearly 350,000 licences that expired in 2024 have yet to be renewed, with almost 120,000 of the licences that expired between September and December 2024 are still pending renewal.

By law, motorists must renew their photocard licence every 10 years, while those aged 70 and over must renew every three years.

The expiry date can be found in section 4b on the back of a photocard licence.

The DVLA had to issue more than one million replacement driving licences in 2024 for various reasons.

These included licences reported as stolen, defaced, or destroyed, as well as those declared lost.

Having an invalid licence could lead to insurance claims being declined, potentially causing severe financial impact.

Co-op Insurance revealed it had seen car insurance claims of up to £42,000 in 2024.

Paul Evans, Head of Motor at Co-op Insurance, said: "Unfortunately, our findings show that many people may be unaware that they're no longer legally entitled to drive or are at risk of being unable to in the near future, due to their driving licence being invalid.

"We would also remind motorists that if your licence has expired, it could lead to any claims you make being declined."

Those issued with a photocard licence in 2015 will now be due for renewal. Drivers must also update their licence with the DVLA when they permanently move address.

Failure to update address details could also lead to a fine of up to £1,000.

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UK driving licence

Drivers are required to renew their licence every 10 years, or every three years if they're over 70

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Co-op Insurance is encouraging all motorists to check their licences promptly to avoid penalties.

Brits with expired licences are being urged to start the renewal process promptly with the DVLA.