Caring for a loved one? You might be entitled to £307 a month plus council tax discount
People who care for their loved ones for at least 35 hours a week may be eligible to claim Carer's Allowance
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People providing unpaid care could be able to claim £76.75 a week, equivalent to £307 a month, and potentially get support such as a discount on their council tax.
To get the payment, known as Carer’s Allowance, unpaid carers must care for someone for at least 35 hours a week, and the person they care for must get specific benefits.
The caregiver doesn’t need to be related to, or live with, the person being cared for.
Before claiming, it’s important to note that Carer’s Allowance can affect the other benefits that the caregiver and the person being cared for get.
Carer's Allowance recipients can get National Insurance credits which could boost their state pension
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Additionally, it is a form of taxable income so tax will be paid on the payment if one’s income is over the personal allowance.
For each week a person gets Carer’s Allowance, they will automatically get National Insurance credits, which could alleviate gaps in one’s National Insurance record and boost state pension income.
By claiming Carer’s Allowance, a person may also be able to apply for extra support – such as Universal Credit for those on low income or out of work, Pension Credit, grants and bursaries to help pay for courses and training, and support from their local council.
It might also open up eligibility for a council tax discount, known as a Council Tax Reduction.
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The Government says a person could be eligible for Council Tax Reduction if they’re on a low income or claim benefits, and the bill could be reduced by up to 100 per cent.
Council Tax Reduction, which is sometimes called Council Tax Support, should be applied for via the local council.
Carer’s Allowance recipients who live in Scotland may also get Carer’s Allowance Supplement.
The type of care being provided can include:
- Helping with washing and cooking
- Taking the person you care for to a doctor’s appointment
- Helping with household tasks, like managing bills and shopping
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The type of care can include helping with household tasks, such as managing bills
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To apply for Carer's Allowance, it's important to check the caregiver and the person who gets the care meet the eligibility criteria.
It's important to be aware that Carer’s Allowance can affect the other benefits that both people get, and understand what this can mean.
Unpaid carers can backdate their claim for the benefit by up to three months.
It is possible to apply for Carer's Allowance online, or by post. Applicants can call the Carer's Allowance Unit to request a form.
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